BestOne Dental plans with no waiting periods, no deductible and up to $5,000 a year in benefits - underwritten by BEST Life and Health Insurance Company and available to Texas residents ages 18 to 99.
Texas rates updated August 2026 · Reviewed by a licensed Texas health insurance agency
Why BestOne Dental Beats Most Individual Dental Insurance Plans
Most individual dental insurance plans in Texas cap you at $1,000 to $1,500 a year, charge a $50 to $100 deductible, and make you wait 6 to 12 months before major work like crowns and root canals is covered. BEST Life built BestOne Dental to solve all three of those problems at once - a higher annual maximum, no deductible at all, and no waiting period on the Choice plans.
No Deductible
There is no annual deductible on any BestOne plan - just a flat $25 copay per visit. Your benefits start working on day one instead of after you have spent your own money first.
Higher Annual Maximum
Choose a $3,000 or $5,000 calendar-year maximum per covered person - not per family. That is three to five times the typical individual dental maximum, and each covered child gets the same maximum as the adults.
No Waiting Periods
On both Choice plans there is no waiting period on basic, intermediate or major services. Crowns, root canals, dentures and implants are covered from your effective date.
2026 BestOne Dental Rates in Texas
Real Texas monthly premiums, no contact information required to see pricing. Rates are set at your issue age and stay at that age band for the life of the policy.
| Coverage Tier | Economy $1,500 | Choice $3,000 | Choice $5,000 | |||
|---|---|---|---|---|---|---|
| Ages 18-65 | Ages 66+ | Ages 18-65 | Ages 66+ | Ages 18-65 | Ages 66+ | |
| Individual | $21.14 | $22.83 | $39.06 | $44.14 | $41.58 | $46.99 |
| Individual + Spouse | $42.28 | $45.66 | $78.12 | $88.28 | $83.16 | $93.98 |
| Individual + Child(ren) | $47.57 | $51.36 | $87.89 | $99.32 | $93.56 | $105.73 |
| Family | $68.71 | $74.19 | $126.95 | $143.46 | $135.14 | $152.72 |
Monthly rates for Texas residents, effective August 2026 and subject to change. The age band is based on the primary applicant. Rates shown are for the standard plan design without optional riders. Confirm your exact premium on the quote page before enrolling.
BestOne Dental vs. a Typical Individual Dental Insurance Plan
| Feature | BestOne Dental Choice | Typical Individual Dental Plan |
|---|---|---|
| Annual maximum | $3,000 or $5,000 per person | $1,000 - $1,500 per person |
| Annual deductible | None - $25 copay per visit | $50 - $100 per person |
| Waiting period - basic | None | 0 - 6 months |
| Waiting period - major | None | 6 - 12 months |
| Implants | Covered as an alternative to a fixed prosthetic | Usually excluded |
| Issue ages | 18 to 99, guaranteed renewable for life | Often capped or Medicare-restricted |
| Out-of-network | Plan pays the same as in-network, subject to balance billing | Reduced or no coverage |
| Vision | EyeMed discount vision included at no extra cost | Sold separately |
| Enrollment fee | None | $10 - $30 common |
"Typical plan" figures reflect common individual dental market designs and are shown for general comparison only. Actual competitor terms vary by carrier and state.
Compare the Three BestOne Dental Plan Options
| Benefit | Economy $1,500 | Choice $3,000 | Choice $5,000 |
|---|---|---|---|
| Calendar-year maximum per person | $1,500 | $3,000 | $5,000 |
| Texas rate, individual 18-65 | $21.14/mo | $39.06/mo | $41.58/mo |
| Annual deductible | None | None | None |
| Copay per visit | $25 | $25 | $25 |
| Preventive & diagnostic (exams, cleanings, bitewings) | 100% in-network, no wait | 100% in-network, no wait | 100% in-network, no wait |
| Intermediate (fillings, composites, palliative care) | 80% after 6-month wait | 50% first 12 months, then 80% | 50% first 12 months, then 80% |
| Major (crowns, root canals, dentures, oral surgery, implants) | Not covered - in-network discounts only | 10% first 12 months, then 60% | 10% first 12 months, then 60% |
| Waiting period | None on basic, 6 months intermediate | None | None |
| Issue ages | 18 - 99 | 18 - 99 | 18 - 99 |
Coverage is available for individuals, individual plus spouse, individual plus children, and full family. Each covered child receives the same annual maximum and benefits as the covered adults.
Two National PPO Dental Networks - DenteMax and Connection Dental
BestOne Dental combines the DenteMax and Connection Dental networks - over 20 million members and roughly 442,000 dental locations nationwide. Texans in DFW, Houston, Austin, San Antonio and El Paso will generally find their dentist already in network, and coverage travels with you outside Texas. You can still see any dentist you like: out-of-network claims pay at the same benefit level, subject to balance billing. No claim forms are required when you stay in network.
Verifying your dentist
Search the network directory before you enroll, or call 972.666.0578 and a licensed Texas agent will check for you.
BestOne Dental Plan Resources
What BestOne Dental Covers in Texas
Preventive & Diagnostic
- Cleanings - one every six months, adults and children
- Oral evaluations - one every six months
- Comprehensive periodontal evaluations
- Bitewing and vertical bitewing X-rays - one set every 12 months
- Topical fluoride - two per 12 months for children 19 and under
Intermediate
- Amalgam and resin-based composite fillings
- Emergency palliative treatment of dental pain
- Panoramic and full-mouth radiographic images
- Sealants on 1st and 2nd molars
Major - Choice Plans Only
- Crowns, inlays, onlays, cast posts and core buildups
- Root canals, pulpotomy, apicoectomy, root amputation
- Periodontal scaling, root planing, osseous surgery
- Complete and partial dentures, adjustments and repairs
- Oral surgery, extractions, impacted tooth removal
- General anesthesia and IV sedation
- Implants - one per site per lifetime, as an alternative to a fixed prosthetic
Frequently Asked Questions
How much does BestOne Dental cost in Texas?
For a single adult aged 18 to 65, the Economy $1,500 plan runs $21.14 a month, the Choice $3,000 plan $39.06, and the Choice $5,000 plan $41.58. Applicants 66 and older pay modestly more, and spouse, child and family tiers are shown in the rate table above.
Is there a waiting period?
No waiting period on the Choice $3,000 and Choice $5,000 plans - all covered services are available from your effective date. The Economy $1,500 plan has no waiting period for basic services and a six-month waiting period for intermediate services.
Is there a deductible?
No. There are no annual deductibles on any BestOne Dental plan. You pay a $25 copay per visit, and coinsurance applies on certain procedures.
Are implants really covered?
Yes, on the Choice plans. Implants are limited to one per site per lifetime and are covered as an alternative to a fixed prosthetic - the cost of the fixed prosthetic is applied toward the implant and implant-related services.
Do children get the same benefits as adults?
Yes. Each covered child has the same annual maximum and the same benefit schedule as the covered adults on the policy.
Do I have to file claim forms?
Not when you use an in-network dentist. Claim forms are only required for out-of-network visits.
Can I enroll any time of year?
Yes. Dental insurance has no open enrollment window - you can apply any day of the year. During online enrollment you choose either the 1st or the 15th of the month as your effective date.
Can I keep the plan as I get older?
Yes. BestOne Dental is issued to age 99 and is guaranteed renewable for life. It is a strong standalone option for Texans on Medicare, since Original Medicare does not cover routine dental care.
Compare Other Texas Dental Insurance Options
BestOne Dental is one of several individual dental plans we offer in Texas. If you want to weigh it against the alternatives:
Ready to Enroll in BestOne Dental?
Confirm your Texas rate in under a minute - no contact information required to see pricing. Or talk it through with a licensed Texas agent first.
This is a Limited Benefit Insurance Policy for dental expenses, underwritten by BEST Life & Health Insurance Company, Irvine, CA. Texas policy form GID-CPP-1019TX. This page is a summary only - benefits, exclusions and limitations are governed by the policy. Rates shown are effective August 2026 for Texas residents and are subject to change. Plans are not available in all states. Coinsurance applies on certain procedures.