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Appoint us as your agent of record in about two minutes. We build the letter on your company letterhead and you sign it on screen. No printing, no scanning, no cost to you.
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Group Plan Types
Fully Insured
Fixed premiums · Guaranteed issue
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Level Funded
Fixed costs + surplus refund
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Self-Funded (ASO)
Pay actual claims · Keep savings
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Texas Group Insurance Quick Facts
ACA mandate threshold50+ FT employees
Small group size (TX)2–50 employees
Level funded min (typical)2–10 employees
Self-funded ASO min51–100 employees
TX prompt pay (clean claim)30 days
Step therapy override (TX)SB 680 — FI plans only
ERISA preemptionSelf-funded plans only
RegulatorTDI (Austin, TX)
HRA Compatibility
Health Reimbursement Arrangements work differently depending on your plan structure — and most employers don't know about the ICHRA option for mixed workforces.
Learn how HRAs pair with each plan type →
Why Work With iHealth Agents
✓ Independent broker — we quote ALL carriers, not just one
✓ Texas-only focus since 2010 — we know TX law and TDI rules
✓ We explain the actual employer bill line by line
✓ Fully Insured, Level Funded, and Self-Funded expertise
✓ Year-round support — not just at renewal
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Licensed Texas Broker
TDI License #1816327
Serving TX Employers Since 2010