Texas Group Health Insurance Carriers

Compare all major group health insurance carriers available to Texas employers. Click any carrier below to see Texas-specific plan details, HRA compatibility, and insider intel most brokers do not share.

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Compare Fully Insured, Level Funded, and Self-Funded options side by side — in 24 hours.

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— or call us directly —
📞 (972) 666-0578

Contact iHealth Agents

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Phone (972) 666-0578 Toll-free · TX employers only
Email groups@ihealthagents.com Response within 1 business day
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Licensed In Texas (TDI #1816327) Serving all 254 TX counties
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Office Hours Mon–Fri · 8 AM – 6 PM CT After-hours by appointment

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Group Plan Types

 
Fully Insured Fixed premiums · Guaranteed issue
Level Funded Fixed costs + surplus refund
Self-Funded (ASO) Pay actual claims · Keep savings
Not sure which structure fits your group? See a side-by-side cost and risk comparison. Compare All Three Options →

Texas Group Insurance Quick Facts

ACA mandate threshold50+ FT employees
Small group size (TX)2–50 employees
Level funded min (typical)2–10 employees
Self-funded ASO min51–100 employees
TX prompt pay (clean claim)30 days
Step therapy override (TX)SB 680 — FI plans only
ERISA preemptionSelf-funded plans only
RegulatorTDI (Austin, TX)

HRA Compatibility

Health Reimbursement Arrangements work differently depending on your plan structure — and most employers don't know about the ICHRA option for mixed workforces. Learn how HRAs pair with each plan type →

Why Work With iHealth Agents

Independent broker — we quote ALL carriers, not just one
Texas-only focus since 2010 — we know TX law and TDI rules
We explain the actual employer bill line by line
Fully Insured, Level Funded, and Self-Funded expertise
Year-round support — not just at renewal
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Licensed Texas Broker
TDI License #1816327
Serving TX Employers Since 2010