2026 Molina Healthcare Texas Plans
Affordable HMO Marketplace plans with strong subsidies. Enter your ZIP to see every 2026 Molina plan and price in your area - no contact info required.
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Instant quotes powered by HealthSherpa. Subsidies may lower your premium significantly.
Molina Healthcare, a FORTUNE 500, multi-state health care organization, arranges for the delivery of health care services and offers health information management solutions to nearly five million individuals and families who receive their care through Medicaid, Medicare and other government-funded programs in fifteen states.
NEW IN 2026:
2026 County expansions: Fannin, Grayson, Hood, Rockwall, Wise
2026 County EXITS: Bexar, Cameron, Dimmit, Duval, El Paso, Fort Bend, Harris, Hidalgo, Jefferson, Jim Hogg, La Salle, Montgomery, Starr, Webb, Willacy, Zapata
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At this time, Molina is no longer offering Bronze plans.
Molina Gold Plans (HMO): Click on the plan to view PDF Summary
| Gold Saver 750 | Gold Saver 1640 | Gold Standard | |
| Deductible | $750 | $1,640 | $2,000 |
| Out-of-Pocket Maximum | $9,400 | $8,100 | $8,200 |
| Primary Care Provider Visits | $25 | $25 | $30 |
| Specialist Office Visits | $75 | $55 | $60 |
| Mental Illness and Substance Abuse Treatment | $25 Copay | $25 Copay | $30 Copay |
| Urgent Care | $50 Copay | $40 Copay | $45 Copay |
| In Patient Hospital Care | 55% copayment | 25% copayment | 25% copayment |
| If you need drugs to treat illness or condition | $5 / $55 / 50% / 50% | $15 / $50 / 30% / 40% | $15 / $30 / $60 / $250 |
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Plan Brochures
| Molina Silver Core 70 | Molina Silver Standard 70 | Molina Gold Saver 750 | Molina Gold Core 1640 | Molina Gold Standard |
| Plan Summary | Plan Summary | Plan Summary | Plan Summary | Plan Summary |
Contact Us
Phone: (972) 666-0578
Email: help@ihealthagents.com
Service Area
Texas Counties covered by Molina Healthcare:
- Cameron
- Cooke
- Dallas
- Denton
- Ellis
- El Paso
- Fannin
- Grayson
- Hood
- Johnson
- Parker
- Rockwall
- Tarrant
- Wise
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Molina shrank its Texas footprint for 2026. Molina left a long list of major counties for 2026 - including Bexar, El Paso, Harris, Hidalgo, Cameron, Fort Bend, Montgomery, and Jefferson - while adding several DFW-area counties. If you were auto-mapped out of a Molina plan, compare actively; if you are shopping, verify Molina still sells at your ZIP code.
Top 2026 Molina plans - details and ratings
Molina is typically the lowest-premium carrier where it sells, holds the best CMS quality rating among Texas marketplace carriers (3.0 stars), and runs a bare-bones, Medicaid-style network and service model. Representative 2026 plans; single, in-network figures.
Star ratings are seeded from public ratings and complaint data and adjust as visitors rate each plan.
Molina Silver CoreBudget Silver
The base silver design.
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Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 3.0 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
Molina Silver Standard
The standardized silver design.
Rate this plan
Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 3.0 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
Molina Silver Saver with Four Free PCP Visits
Budget silver with four no-cost primary care visits.
Rate this plan
Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 3.0 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
Molina Gold Saver 750Low Deductible
A $750-deductible gold at a value price.
Rate this plan
Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 3.0 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
Molina Gold Core 1640
Balanced gold with a lower out-of-pocket cap.
Rate this plan
Rate all four categories - Cost, Plan Value, Customer Service, and Network Size - to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review - leave them blank to stay anonymous.
Baseline: 3.0 / 5 - seeded from public ratings and complaint data; updates as visitor ratings come in.
We have not found enough verifiable public member commentary on Molina’s Texas marketplace plans to quote fairly - your rating above genuinely helps the next shopper.
Molina rate filing history
Texas does not publish a clean requested-vs-approved table per carrier, so this table combines this carrier’s known filed figures with statewide averages:
| Plan year | Requested | Approved | Note |
|---|---|---|---|
| 2026 (Molina) | +29.3% | ||
| 2027 (Molina) | +12.73% | pending | |
| 2020 (statewide) | -1.4% | ||
| 2023 (statewide) | +8.8% | +4.9% | After Bright and Friday exits |
| 2024 (statewide) | +4.2% | Semi-weighted final | |
| 2025 (statewide) | +5.8% | Preliminary semi-weighted | |
| 2026 (statewide) | +31.1% | +34.7% | Final; enhanced-subsidy expiration |
| 2027 (statewide) | +14.1% | pending | Final expected ~Oct 2026 |
Sources: Texas Department of Insurance filings, ratereview.healthcare.gov, and ACA Signups Texas tables. Texas does not publish clean per-carrier approved figures for most years, so statewide averages are shown where carrier detail is unavailable. Figures are market averages, not your personal premium; subsidies can absorb much of an increase.