2027 plan year · Individual and family coverage
2027 Blue Cross and Blue Shield of Texas Health Plans
Every BCBSTX individual and family plan filed for 2027: networks, deductibles, copays and filed premiums for all 254 Texas counties, in one place.
2027 rates are filed and proposed. Final rates pending regulatory review.
What Blue Cross and Blue Shield of Texas is offering for 2027
BCBSTX filed 32 individual and family plan options for 2027 across three plan families: Blue Advantage HMO, Blue Advantage Plus POS and MyBlue Health. 25 can be bought through HealthCare.gov with a premium tax credit, and 2 are new for 2027. Blue Advantage HMO and Blue Advantage Plus are filed in all 254 Texas counties.
Everything below comes from the 2027 plan and rate filing prepared by BCBSTX. Use the plan finder to see the plans and filed premiums for your county and ages, then compare the details side by side.
Find 2027 BCBSTX plans in your county
Pick your county and enter the age of each person you want covered. No contact information required.
Select a county to see the plans and filed premiums available where you live.
Premiums shown are the monthly rates BCBSTX filed for 2027, before any premium tax credit. They are subject to regulatory review and may change. The tobacco surcharge applies to covered adults age 21 and older. Rates for children under 21 count only the three oldest children. Ages are as of the coverage start date.
Three plan families, one decision that matters most
Your network decides which doctors and hospitals are covered. Check that your providers participate before you compare premiums.
Blue Advantage HMO
The statewide BCBSTX HMO, filed in all 254 Texas counties. Care is coordinated through the Blue Advantage network, with predictable copays on many plans.
- Referrals required for specialists
- In-network care only, except emergencies
- Available in all 254 counties
13 plans for 2027. All 254 Texas counties.
Compare Blue Advantage HMO plansFind a doctor or hospitalNetwork overview
Blue Advantage Plus POS
Uses the same Blue Advantage network and adds out-of-network benefits, with a separate out-of-network deductible. The closest option to a PPO in the 2027 BCBSTX individual lineup.
- Referrals required for specialists
- Out-of-network benefits included
- Available in all 254 counties
11 plans for 2027. All 254 Texas counties.
Compare Blue Advantage Plus POS plansFind a doctor or hospitalNetwork overview
MyBlue Health
An HMO with a focused local network in and around the largest Texas metro areas, often at a lower premium than Blue Advantage.
- Focused local provider network
- Referrals required for specialists
- In-network care only, except emergencies
8 plans for 2027. 18 counties: Bexar, Cameron, Collin, Comal, Dallas, Denton, El Paso, Fort Bend, Harris, Hidalgo, Jefferson, McLennan, Montgomery, Nueces, Rockwall, Tarrant, Travis, Williamson.
Compare MyBlue Health plansFind a doctor or hospitalNetwork overview
Metal tiers at a glance
The tier sets how you and the plan share costs. It does not change the quality of care or the network.
Deductible and out-of-pocket ranges are per person, in network, across all 2027 BCBSTX plans in that tier. Family amounts are twice the per-person amount.
Compare all 32 plans side by side
In-network cost sharing for the standard version of each plan. Each plan links to its official Summary of Benefits and Coverage.
Blue Advantage HMO HMO · 13 plans
| Plan | Deductible | Out-of-pocket max | Primary care | Specialist | Generic drugs | Emergency room | Details |
|---|---|---|---|---|---|---|---|
| Blue Advantage Security HMO - HSACatastrophicHSA eligible | $12,000$24,000 family | $12,000$24,000 family | $20 copay for the first 3 visits, then no charge after deductible | No charge after deductible | No charge after deductible | No charge after deductible | SBC (PDF) |
| Blue Advantage Bronze HMO - Standard HSABronzeHSA eligible | $7,500$15,000 family | $12,000$24,000 family | $50 copay | $100 copay | $25 copay | 50% after deductible | SBC (PDF) |
| Blue Advantage Bronze HMO - Signature HSABronzeHSA eligibleOff exchange only | $8,500$17,000 family | $8,500$17,000 family | No charge after deductible | No charge after deductible | No charge after deductible | No charge after deductible | SBC (PDF) |
| Blue Advantage Bronze HMO - Balance HSABronzeHSA eligible | $11,750$23,500 family | $11,750$23,500 family | No charge after deductible | No charge after deductible | No charge after deductible | No charge after deductible | SBC (PDF) |
| Blue Advantage Silver HMO - Signature 1SilverOff exchange only | $1,600$3,200 family | $12,000$24,000 family | $15 copay | 50% after deductible | No charge | $1,000 copay + 50% after deductible | SBC (PDF) |
| Blue Advantage Silver HMO - Signature 2SilverOff exchange only | $2,500$5,000 family | $12,000$24,000 family | $40 copay | $85 copay | No charge | $1,000 copay + 30% after deductible | SBC (PDF) |
| Blue Advantage Silver HMO - ChampionSilver | $3,100$6,200 family | $10,550$21,100 family | $40 copay | $90 copay | $5 copay | $2,500 copay | SBC (PDF) |
| Blue Advantage Silver HMO - StandardSilver | $6,400$12,800 family | $10,300$20,600 family | $40 copay | $80 copay | $20 copay | 40% after deductible | SBC (PDF) |
| Blue Advantage Silver HMO - BalanceSilver | $7,000$14,000 family | $10,700$21,400 family | $35 copay | $75 copay | $5 copay | $2,500 copay | SBC (PDF) |
| Blue Advantage Gold HMO - SignatureGoldOff exchange only | $0$0 family | $12,000$24,000 family | $55 copay | $115 copay | $5 copay | $750 copay | SBC (PDF) |
| Blue Advantage Gold HMO - MaxGold | $550$1,100 family | $10,500$21,000 family | $10 copay | $50 copay | $5 copay | $1,000 copay | SBC (PDF) |
| Blue Advantage Gold HMO - SecureGold | $1,800$3,600 family | $7,800$15,600 family | $15 copay | $50 copay | $15 copay | $1,000 copay | SBC (PDF) |
| Blue Advantage Gold HMO - StandardGold | $2,500$5,000 family | $8,600$17,200 family | $30 copay | $60 copay | $15 copay | 25% after deductible | SBC (PDF) |
Blue Advantage Plus POS POS · 11 plans
| Plan | Deductible | Out-of-pocket max | Primary care | Specialist | Generic drugs | Emergency room | Details |
|---|---|---|---|---|---|---|---|
| Blue Advantage Plus Security - HSACatastrophicHSA eligibleNew for 2027 | $12,000$24,000 family | $12,000$24,000 family | $20 copay for the first 3 visits, then no charge after deductible | No charge after deductible | No charge after deductible | No charge after deductible | SBC (PDF) |
| Blue Advantage Plus Bronze - Signature HSABronzeHSA eligibleOff exchange only | $4,500$9,000 family | $8,500$17,000 family | 40% after deductible | 40% after deductible | 20% after deductible | $1,000 copay + 40% after deductible | SBC (PDF) |
| Blue Advantage Plus Bronze - Standard HSABronzeHSA eligible | $7,500$15,000 family | $12,000$24,000 family | $50 copay | $100 copay | $25 copay | 50% after deductible | SBC (PDF) |
| Blue Advantage Plus Bronze - Support HSABronzeHSA eligible | $8,000$16,000 family | $12,000$24,000 family | No charge after deductible | 50% after deductible | No charge | $2,500 copay | SBC (PDF) |
| Blue Advantage Plus Silver - SignatureSilverOff exchange only | $1,650$3,300 family | $11,000$22,000 family | $15 copay | 50% after deductible | No charge | $1,000 copay + 50% after deductible | SBC (PDF) |
| Blue Advantage Plus Silver - ChampionSilver | $3,100$6,200 family | $10,550$21,100 family | $40 copay | $90 copay | $5 copay | $2,500 copay | SBC (PDF) |
| Blue Advantage Plus Silver - StandardSilver | $6,400$12,800 family | $10,300$20,600 family | $40 copay | $80 copay | $20 copay | 40% after deductible | SBC (PDF) |
| Blue Advantage Plus Silver - BalanceSilver | $7,000$14,000 family | $10,700$21,400 family | $35 copay | $75 copay | $5 copay | $2,500 copay | SBC (PDF) |
| Blue Advantage Plus Gold - SecureGold | $1,800$3,600 family | $7,800$15,600 family | $15 copay | $50 copay | $15 copay | $1,000 copay | SBC (PDF) |
| Blue Advantage Plus Gold - StandardGold | $2,500$5,000 family | $8,600$17,200 family | $30 copay | $60 copay | $15 copay | 25% after deductible | SBC (PDF) |
| Blue Advantage Plus Gold - BalanceGold | $2,500$5,000 family | $8,600$17,200 family | No charge | $50 copay | $15 copay | $1,000 copay | SBC (PDF) |
MyBlue Health HMO · 8 plans
| Plan | Deductible | Out-of-pocket max | Primary care | Specialist | Generic drugs | Emergency room | Details |
|---|---|---|---|---|---|---|---|
| MyBlue Health Security - HSACatastrophicHSA eligibleNew for 2027 | $12,000$24,000 family | $12,000$24,000 family | $20 copay for the first 3 visits, then no charge after deductible | No charge after deductible | No charge after deductible | No charge after deductible | SBC (PDF) |
| MyBlue Health Bronze - Champion HSABronzeHSA eligible | $5,000$10,000 family | $11,100$22,200 family | No charge | 50% after deductible | $5 copay | $2,500 copay | SBC (PDF) |
| MyBlue Health Bronze - Standard HSABronzeHSA eligible | $7,500$15,000 family | $12,000$24,000 family | $50 copay | $100 copay | $25 copay | 50% after deductible | SBC (PDF) |
| MyBlue Health Silver - SignatureSilverOff exchange only | $1,600$3,200 family | $10,600$21,200 family | No charge | 50% after deductible | No charge | $1,000 copay + 50% after deductible | SBC (PDF) |
| MyBlue Health Silver - ChampionSilver | $3,100$6,200 family | $10,550$21,100 family | No charge | $90 copay | $5 copay | $2,500 copay | SBC (PDF) |
| MyBlue Health Silver - StandardSilver | $6,400$12,800 family | $10,300$20,600 family | $40 copay | $80 copay | $20 copay | 40% after deductible | SBC (PDF) |
| MyBlue Health Gold - ChampionGold | $1,200$2,400 family | $9,200$18,400 family | No charge | $50 copay | $15 copay | $1,000 copay | SBC (PDF) |
| MyBlue Health Gold - StandardGold | $2,500$5,000 family | $8,600$17,200 family | $30 copay | $60 copay | $15 copay | 25% after deductible | SBC (PDF) |
Drug copays on many plans apply at preferred in-network pharmacies; other in-network pharmacies cost more. "After deductible" means you pay the full allowed amount until the deductible is met. Signature plans are sold off the exchange only.
Ways to lower your cost
Premium tax credits
Available only when you enroll through HealthCare.gov. The credit depends on your household income and size and lowers your monthly premium on any on-exchange metal plan. Security (catastrophic) plans cannot be paired with a tax credit.
Cost-sharing reductions
If your income qualifies, on-exchange Silver plans come in enhanced versions with lower deductibles, copays and out-of-pocket maximums at the same premium. The table below shows what each level looks like.
Health Savings Accounts
All 2027 BCBSTX Bronze and Security plans are filed as HSA eligible, so you can set aside pre-tax dollars for deductibles, copays and other qualified expenses.
Silver plans with cost-sharing reductions Deductible / out-of-pocket max, per person
| On-exchange Silver plan | Standard | 73% levelincome 200% to 250% of poverty level | 87% levelincome 150% to 200% | 94% levelincome up to 150% |
|---|---|---|---|---|
| Blue Advantage Silver HMO - Champion | $3,100 / $10,550Primary care: $40 | $3,100 / $8,200Primary care: $40 | $800 / $3,200Primary care: $20 | $0 / $2,400Primary care: $10 |
| Blue Advantage Silver HMO - Standard | $6,400 / $10,300Primary care: $40 | $2,900 / $9,000Primary care: $40 | $800 / $3,600Primary care: $20 | $0 / $3,500Primary care: No charge |
| Blue Advantage Silver HMO - Balance | $7,000 / $10,700Primary care: $35 | $5,500 / $8,600Primary care: $30 | $1,400 / $3,400Primary care: $10 | $300 / $2,400Primary care: No charge |
| Blue Advantage Plus Silver - Champion | $3,100 / $10,550Primary care: $40 | $3,100 / $8,200Primary care: $40 | $800 / $3,200Primary care: $20 | $0 / $2,400Primary care: $10 |
| Blue Advantage Plus Silver - Standard | $6,400 / $10,300Primary care: $40 | $2,900 / $9,000Primary care: $40 | $800 / $3,600Primary care: $20 | $0 / $3,500Primary care: No charge |
| Blue Advantage Plus Silver - Balance | $7,000 / $10,700Primary care: $35 | $5,500 / $8,600Primary care: $30 | $1,400 / $3,400Primary care: $10 | $300 / $2,400Primary care: No charge |
| MyBlue Health Silver - Champion | $3,100 / $10,550Primary care: No charge | $3,100 / $8,200Primary care: No charge | $800 / $3,200Primary care: No charge | $0 / $2,400Primary care: No charge |
| MyBlue Health Silver - Standard | $6,400 / $10,300Primary care: $40 | $2,900 / $9,000Primary care: $40 | $800 / $3,600Primary care: $20 | $0 / $3,500Primary care: No charge |
HealthCare.gov determines eligibility for tax credits and cost-sharing reductions when you apply. We can estimate yours in a few minutes by phone.
2027 filed rates
BCBSTX's 2027 individual rates are filed and proposed. Premiums depend on the plan, your age, the rating area you live in and tobacco use. The table shows the lowest filed monthly premium for a 40-year-old non-tobacco user in each rating area, for plans sold on HealthCare.gov, before any tax credit.
| Rating area and counties | Lowest Bronze | Lowest Silver | Lowest Gold |
|---|---|---|---|
| Area 1Brown, Callahan, Coleman, Comanche, Eastland, Fisher, Haskell, Jones, Kent, Mitchell, Nolan, Runnels, Scurry, Shackelford, Stephens, Stonewall, Taylor, Throckmorton | $620.64Blue Advantage HMO | $1,022.05Blue Advantage HMO | $880.38Blue Advantage HMO |
| Area 2Armstrong, Briscoe, Carson, Castro, Childress, Collingsworth, Dallam, Deaf Smith, Donley, Gray, Hall, Hansford, Hartley, Hemphill, Hutchinson, Lipscomb, Moore, Ochiltree, Oldham, Parmer, Potter, Randall, Roberts, Sherman, Swisher, Wheeler | $527.72Blue Advantage HMO | $858.42Blue Advantage HMO | $744.32Blue Advantage HMO |
| Area 3Bastrop, Blanco, Burnet, Caldwell, Fayette, Hays, Lee, Llano, Travis, Williamson | $599.97MyBlue Health | $917.02MyBlue Health | $806.30MyBlue Health |
| Area 4Angelina, Hardin, Houston, Jasper, Jefferson, Nacogdoches, Newton, Orange, Polk, Sabine, San Augustine, San Jacinto, Shelby, Trinity, Tyler | $509.09Blue Advantage HMO | $793.74MyBlue Health | $700.84MyBlue Health |
| Area 5Cameron, Kenedy, Willacy | $389.33MyBlue Health | $598.24MyBlue Health | $527.79MyBlue Health |
| Area 6Brazos, Burleson, Grimes, Leon, Madison, Milam, Robertson, Washington | $587.87Blue Advantage HMO | $964.69Blue Advantage HMO | $832.30Blue Advantage HMO |
| Area 7Aransas, Bee, Jim Wells, Kleberg, Live Oak, Nueces, Refugio, San Patricio | $572.66MyBlue Health | $871.16MyBlue Health | $768.61MyBlue Health |
| Area 8Collin, Dallas, Ellis, Hunt, Kaufman, Navarro, Rockwall | $504.85MyBlue Health | $766.53MyBlue Health | $676.48MyBlue Health |
| Area 9Brewster, Culberson, El Paso, Hudspeth, Jeff Davis, Presidio | $463.88MyBlue Health | $701.48MyBlue Health | $618.77MyBlue Health |
| Area 10Galveston, Harris | $448.99MyBlue Health | $677.05MyBlue Health | $597.87MyBlue Health |
| Area 11Bell, Coryell, Hamilton, Lampasas, Mills, San Saba | $612.90Blue Advantage HMO | $1,004.37Blue Advantage HMO | $867.47Blue Advantage HMO |
| Area 12Duval, Jim Hogg, McMullen, Webb, Zapata | $629.30Blue Advantage HMO | $1,035.59Blue Advantage HMO | $893.59Blue Advantage HMO |
| Area 13Gregg, Harrison, Marion, Panola, Rusk, Upshur | $541.53Blue Advantage HMO | $885.92Blue Advantage HMO | $766.75Blue Advantage HMO |
| Area 14Bailey, Cochran, Crosby, Dickens, Floyd, Garza, Hale, Hockley, King, Lamb, Lubbock, Lynn, Motley, Terry, Yoakum | $558.54Blue Advantage HMO | $909.51Blue Advantage HMO | $785.79Blue Advantage HMO |
| Area 15Brooks, Hidalgo, Starr | $430.23MyBlue Health | $644.07MyBlue Health | $570.44MyBlue Health |
| Area 16Andrews, Borden, Crane, Dawson, Ector, Gaines, Glasscock, Howard, Loving, Martin, Midland, Pecos, Reeves, Terrell, Upton, Ward, Winkler | $475.95Blue Advantage HMO | $771.81Blue Advantage HMO | $669.22Blue Advantage HMO |
| Area 17Coke, Concho, Crockett, Irion, Kimble, Mason, McCulloch, Menard, Reagan, Schleicher, Sterling, Sutton, Tom Green | $620.10Blue Advantage HMO | $1,018.87Blue Advantage HMO | $879.80Blue Advantage HMO |
| Area 18Atascosa, Bandera, Bexar, Comal, Dimmit, Edwards, Frio, Gillespie, Gonzales, Guadalupe, Kendall, Kerr, Kinney, La Salle, Maverick, Medina, Real, Uvalde, Val Verde, Wilson, Zavala | $606.22MyBlue Health | $926.18MyBlue Health | $814.07MyBlue Health |
| Area 19Cooke, Fannin, Grayson | $616.84Blue Advantage HMO | $1,010.96Blue Advantage HMO | $872.82Blue Advantage HMO |
| Area 20Bowie, Camp, Cass, Delta, Franklin, Hopkins, Lamar, Morris, Red River, Titus | $529.35Blue Advantage HMO | $861.19Blue Advantage HMO | $747.22Blue Advantage HMO |
| Area 21Anderson, Cherokee, Henderson, Rains, Smith, Van Zandt, Wood | $603.92Blue Advantage HMO | $991.09Blue Advantage HMO | $857.10Blue Advantage HMO |
| Area 22Calhoun, DeWitt, Goliad, Jackson, Karnes, Lavaca, Victoria | $602.17Blue Advantage HMO | $989.08Blue Advantage HMO | $853.27Blue Advantage HMO |
| Area 23Bosque, Falls, Freestone, Hill, Limestone, McLennan | $527.85MyBlue Health | $803.76MyBlue Health | $707.26MyBlue Health |
| Area 24Archer, Baylor, Clay, Cottle, Foard, Hardeman, Jack, Knox, Montague, Wichita, Wilbarger, Young | $598.21Blue Advantage HMO | $978.51Blue Advantage HMO | $846.59Blue Advantage HMO |
| Area 25Denton, Erath, Hood, Johnson, Palo Pinto, Parker, Somervell, Tarrant, Wise | $519.83MyBlue Health | $792.71MyBlue Health | $696.45MyBlue Health |
| Area 26Austin, Brazoria, Colorado, Fort Bend, Matagorda, Waller, Wharton | $529.55MyBlue Health | $803.31MyBlue Health | $709.21MyBlue Health |
| Area 27Chambers, Liberty, Montgomery, Walker | $544.48MyBlue Health | $826.79MyBlue Health | $729.78MyBlue Health |
Source: BCBSTX 2027 individual rate filing and BCBSTX's published rate increase justification. Filed rates are not final until approved. Use the plan finder above for any age or household.
Key dates for 2027 coverage
- November 1, 2026Open enrollment begins on HealthCare.gov and directly with BCBSTX.
- December 15, 2026Enroll by this date for coverage that starts January 1, 2027.
- December 31, 20262026 coverage ends. Members who take no action are renewed into the 2027 plan shown on their renewal notice.
- January 1, 20272027 coverage, deductibles and out-of-pocket maximums begin.
What every 2027 BCBSTX plan covers
All plans cover the essential health benefits required in Texas. What changes from plan to plan is how much you pay.
Covered
- Doctor and specialist office visits
- Preventive care, screenings and immunizations at no charge in network
- Emergency room, ambulance and urgent care
- Inpatient and outpatient hospital care
- Maternity, delivery and newborn care
- Mental health and substance use treatment
- Generic, brand and specialty prescription drugs
- Lab work, X-rays, CT, PET and MRI imaging
- Outpatient rehabilitation and habilitation, up to 35 visits each per benefit period
- Chiropractic care, up to 35 visits per benefit period
- Home health care, up to 60 visits per benefit period
- Skilled nursing facility, up to 25 days per benefit period
- Pediatric eye exam and eyeglasses, 1 per benefit period
- Hearing aids, durable medical equipment and prosthetics
- Hospice care
- Dialysis, chemotherapy, radiation and transplants
Not covered
- Adult dental care (routine, basic, major, orthodontia)
- Pediatric dental care (available through a separate BCBSTX dental plan)
- Routine adult eye exams
- Infertility treatment
- Bariatric surgery and weight loss programs
- Cosmetic surgery
- Acupuncture
- Private-duty nursing
- Long-term or custodial nursing home care
Need dental or vision? See BCBSTX dental plans or compare Texas dental plans.
This is a summary. Limits, exclusions and prior authorization rules apply. The Summary of Benefits and Coverage and policy for each plan control.
Official 2027 documents
Plan documents
- 2027 individual plan brochure (PDF)
- Summary of Benefits and Coverage: linked next to each plan in the comparison tables
Drug lists
- 2027 6-tier drug list (PDF)
- 2027 4-tier drug list (PDF)
- Your Summary of Benefits and Coverage shows which drug list your plan uses
Provider finders
2027 BCBSTX questions and answers
Are these 2027 BCBSTX rates final?
No. The premiums on this page are the rates Blue Cross and Blue Shield of Texas filed for 2027. In its published rate justification, BCBSTX lists a proposed average change of 8.8% for Blue Advantage HMO and 9.9% for Blue Advantage Plus POS, with individual plans ranging from a 12.2% decrease to a 22.3% increase. Rates are subject to regulatory review and can change, and we will update this page if they do.
When can I enroll in a 2027 plan?
Open enrollment for 2027 coverage begins November 1, 2026 on HealthCare.gov and directly with BCBSTX. Enroll by December 15, 2026 for coverage that starts January 1, 2027. Outside open enrollment you need a qualifying life event, such as losing other coverage, moving, marriage or the birth of a child.
Which BCBSTX plans are sold in my county?
Blue Advantage HMO and Blue Advantage Plus POS are filed in all 254 Texas counties. MyBlue Health is filed in 18 counties: Bexar, Cameron, Collin, Comal, Dallas, Denton, El Paso, Fort Bend, Harris, Hidalgo, Jefferson, McLennan, Montgomery, Nueces, Rockwall, Tarrant, Travis, Williamson. Choose your county in the plan finder above to see exactly which plans and premiums apply to you.
Does BCBSTX offer an individual PPO for 2027?
No. The 2027 individual filing contains HMO and POS plans only. Blue Advantage Plus POS is the option with out-of-network benefits: it has a separate out-of-network deductible of $15,000 per person and still requires referrals for specialists.
What happens to my 2026 BCBSTX plan?
BCBSTX filed a renewal path for every one of its 546 individual plan IDs from 2026. Of those, 383 renew under the same plan ID and 163 move to a different plan within the same product. Your renewal notice will show your 2027 plan and premium. Benefits and prices change every year, so it is worth comparing before you let a plan renew automatically.
Which 2027 plans work with a Health Savings Account?
The filing lists every 2027 BCBSTX Bronze plan and all three Security (catastrophic) plans as HSA eligible. That is 11 plan options. Silver and Gold plans in this filing are not HSA eligible.
Do tobacco users pay more?
Yes. BCBSTX filed a tobacco surcharge for adults age 21 and older. It ranges from about 13% to 32% of the premium depending on age. There is no surcharge under age 21. Use the tobacco option in the plan finder to see the difference.
Can I get a tax credit with these plans?
Premium tax credits and cost-sharing reductions are available only for plans bought through HealthCare.gov, the federal marketplace Texas uses. 25 of the 32 plan options are filed for sale on the marketplace. The 7 Signature plans are sold off the exchange only and cannot be paired with a tax credit.
Does it cost more to enroll through Texas Health Agents?
No. Premiums are set by the filing and are the same whether you enroll directly, through the marketplace or with a licensed agent. Our help is free to you.
Ready to compare or enroll?
Texas Health Agents is a licensed, independent agency appointed with Blue Cross and Blue Shield of Texas. Our help is free and your premium is the same either way.
About this page. Plan names, benefits, service areas and premiums are taken from the 2027 individual market filing prepared by Blue Cross and Blue Shield of Texas (templates dated August 28, 2026). Rates are proposed and subject to regulatory review. Plan availability, benefits and premiums may change before open enrollment. This page is a summary for comparison and is not a contract; the policy and Summary of Benefits and Coverage for each plan govern.
Texas Health Agents is an independent insurance agency and is not Blue Cross and Blue Shield of Texas. Blue Cross and Blue Shield of Texas is a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association. Plan names are service marks of their owner.
Questions and comments on the 2027 plans
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