Wellpoint Health Plans - Texas
Ready to shop Individual and Family health plans with Wellpoint?
Whether you’re looking for individual or family health insurance, Wellpoint has affordable plans to keep everyone covered. Plus, financial help may be available to help lower the cost of your Wellpoint plan.
Wellpoint is a health-insurance provider dedicated to “whole-person health,” meaning they believe well-being isn’t just about doctor visits; but also about emotional, social, and community support. They offer a variety of coverage options including Medicaid, Medicare, and Affordable-Care-Act-based Individual & Family plans, depending on your state. Wellpoint emphasizes supportive, holistic care: preventive care, mental health services, social supports such as housing and transportation assistance, and other benefits aimed at improving overall quality of life. The organization has served communities for over 30 years and works through a large network of providers, aiming to meet people where they are and help them live healthy, stable lives.
Discover Wellpoint health insurance plan benefits
$0 Preventive careScreenings, immunizations, and other services at no cost
Virtual careEasy access to online doctor visits, often at no cost to you
Mental HealthcareIn-person or virtual support from mental health professionals
Dental and Vision CoverageDental exams, cleanings, and X-rays. Eye exams, and glasses or contacts allowance
Prescription Drug CoverageIncludes pharmacy pick-up, and home delivery for select drugs
Money-Saving OffersDiscounts on health-related products such as contact lenses and gym memberships
What makes Wellpoint health plans different
Wellpoints trusted care providers and tools make it easy for you to access and manage your care.
Care choices
Access to quality, trusted medical health professionals and hospitals in your plan.
Pharmacy support
A wide range of pharmacies, 24/7 access to experts, and home delivery for select drugs.
24/7 NurseLine
Help with health concerns from a registered nurse, day or night.
Sydney℠ Health app
Mobile app that helps you find care, access ID cards, and chat with live agents. You can also make a payment, refill prescriptions, and schedule a virtual care visit.
Download app on Android / Google Play here
Coverage Map (updated 2025)
Which Marketplace insurance plan is right for you?
Bronze Plans
- Lowest monthly payment
- Highest deductible
- Best for healthy individuals or couples with basic health needs
- Coverage for preventive care and medical emergencies
Silver Plans
- Moderate monthly payment
- Lower deductible
- Best for individuals or families who want lower out-of-pocket care costs
- Extra savings if you qualify for cost-sharing reductions
Gold Plans
- Highest monthly payment
- Lowest deductible
- Best for individuals and families with ongoing healthcare needs
- More predictable out-of-pocket costs for frequent care
See the toggles below for plan comparisons for each metal tier.
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Wellpoint Coverage Map
Wellpoint Essential Bronze Plans
| Plan Name | Downloadable Plan PDF | Deductible (Ind/Family) | OOP Max (Ind/Family) | PCP / Specialist | Urgent Care | Generic Rx | Preferred Specialty Rx |
|---|---|---|---|---|---|---|---|
| Wellpoint Essential Catastrophic (+ Incentives) | Download Here | $10,600 / $21,200 | $10,600 / $21,200 | PCP: $40/visit for first 3 visits then 0%; Specialist: 0% | 0% coinsurance | 0% coinsurance | 0% coinsurance |
| Wellpoint Essential Bronze 4000 HSA (+ Incentives) | Download Here | $4,000 / $8,000 | $8,450 / $16,900 | PCP: 40%; Specialist: 40% | 40% coinsurance | 20% coinsurance | 50% coinsurance |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Download Here | $6,000 / $12,000 | $10,600 / $21,200 | PCP: $50 (no deductible); Specialist: 50% | $50/visit (no deductible) | $35/prescription (no deductible) | 60% coinsurance |
| Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Download Here | $7,500 / $15,000 | $10,000 / $20,000 | PCP: $50 (no deductible); Specialist: $100 (no deductible) | $75/visit (no deductible) | $25 retail / $75 home delivery | $500/prescription |
Wellpoint Essential Bronze POS Plans
| Plan Name | Downloadable Plan PDF | Deductible (Ind/Family) | OOP Max (Ind/Family) | PCP / Specialist | Urgent Care | Generic Rx | Preferred Specialty Rx |
|---|---|---|---|---|---|---|---|
| Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Download Here | $4,500 / $9,000 | $10,600 / $21,200 | PCP: $50 (no deductible); Specialist: $100 (no deductible) | $50/visit (no deductible) | $20 retail / $60 home delivery | 50% coinsurance |
| Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Download Here | $5,500 / $11,000 | $10,600 / $21,200 | PCP: $50 (no deductible); Specialist: 50% | $50/visit (no deductible) | $35/prescription (no deductible) | 60% coinsurance |
| Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + $ Incentives) | Download Here | $7,500 / $15,000 | $10,000 / $20,000 | PCP: $50 (no deductible); Specialist: $100 (no deductible) | $75/visit (no deductible) | $25 retail / $75 home delivery | $500/prescription |
Wellpoint Essential Silver Plans
| Plan Name | Downloadable Plan PDF | Deductible (Ind/Family) | OOP Max (Ind/Family) | PCP / Specialist | Urgent Care | Generic Rx | Preferred Specialty Rx |
|---|---|---|---|---|---|---|---|
| Wellpoint Essential Silver 1850 (+ Incentives) | Download Here | $1,850 / $3,700 | $8,900 / $17,800 | PCP: $35/visit; Specialist: $70/visit (deductible does not apply) | $60/visit (deductible does not apply) | $20 retail / $60 home delivery (deductible does not apply) | $350/prescription |
| Wellpoint Essential Silver 3500 (+ Incentives) | Download Here | $3,500 / $7,000 | $8,900 / $17,800 | PCP: $40/visit; Specialist: $80/visit (deductible does not apply) | $60/visit (deductible does not apply) | $20 retail / $60 home delivery (deductible does not apply) | $350/prescription |
| Wellpoint Essential Silver 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Download Here | $6,000 / $12,000 | $8,900 / $17,800 | PCP: $40/visit; Specialist: $80/visit (deductible does not apply) | $60/visit (deductible does not apply) | $20 retail / $60 home delivery (deductible does not apply) | $350/prescription |
Wellpoint Essential Silver POS Plans
| Plan Name | Downloadable Plan PDF | Deductible (Ind/Family) | OOP Max (Ind/Family) | PCP / Specialist | Urgent Care | Generic Rx | Preferred Specialty Rx |
|---|---|---|---|---|---|---|---|
| Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Download Here | $2,500 / $5,000 | $9,900 / $19,800 | PCP: $20/visit (no deductible); Specialist: $75/visit (no deductible) | $50/visit (no deductible) | $15 retail / $45 home delivery (no deductible) | 50% coinsurance |
| Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Download Here | $4,000 / $8,000 | $9,550 / $19,100 | PCP: $25/visit (no deductible); Specialist: $70/visit (no deductible) | $50/visit (no deductible) | $10 retail / $30 home delivery (no deductible) | 50% coinsurance |
| Wellpoint Essential Silver POS 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Download Here | $6,000 / $12,000 | $8,900 / $17,800 | PCP: $40/visit (no deductible); Specialist: $80/visit (no deductible) | $60/visit (no deductible) | $20 retail / $60 home delivery (no deductible) | $350/prescription |
Wellpoint Essential Gold Plans
| Plan Name | Downloadable Plan PDF | Deductible (Ind / Fam) | Out-of-Pocket Max (Ind / Fam) | PCP / Specialist | Urgent Care | Generic Rx | Preferred Specialty Rx |
|---|---|---|---|---|---|---|---|
| Wellpoint Essential Gold 800 | Download Here | $800 / $1,600 | $9,000 / $18,000 | $10 / $45 | $50 | $5 | 50% |
| Wellpoint Essential Gold 2000 Standard | Download Here | $2,000 / $4,000 | $8,200 / $16,400 | $30 / $60 | $45 | $15 | $250 |
| Wellpoint Essential Gold 1500 | Download Here | $1,500 / $3,000 | $5,000 / $10,000 | $45 / 40% | $60 | $10 | 50% |
Wellpoint Essential Gold POS Plans
| Plan Name | Downloadable Plan PDF | Deductible (Ind/Family) | OOP Max (Ind/Family) | PCP / Specialist | Urgent Care | Generic Rx | Preferred Specialty Rx |
|---|---|---|---|---|---|---|---|
| Wellpoint Essential Gold POS 700 | Download Here | $700 / $1,400 | $7,500 / $15,000 | PCP: $20 (no deductible); Specialist: $50 (no deductible) | $50/visit (no deductible) | $5 retail / $20 home delivery (no deductible) | 50% coinsurance |
| Wellpoint Essential Gold POS 1000 | Download Here | $1,000 / $2,000 | $8,700 / $17,400 | PCP: $20 (no deductible); Specialist: $50 (no deductible) | $50/visit (no deductible) | $5 retail / $20 home delivery (no deductible) | 50% coinsurance |
| Wellpoint Essential Gold POS 2000 Standard | Download Here | $2,000 / $4,000 | $8,700 / $17,400 | PCP: $20 (no deductible); Specialist: $50 (no deductible) | $50/visit (no deductible) | $5 retail / $20 home delivery (no deductible) | $250/prescription |
ALL Wellpoint Plans Comparison Table
| Plan Name | Deductible (Ind/Family) | OOP Max (Ind/Family) | PCP / Specialist | Urgent Care | Generic Rx | Preferred Specialty Rx |
|---|---|---|---|---|---|---|
| Wellpoint Essential Catastrophic (+ Incentives) | $10,600 / $21,200 | $10,600 / $21,200 | PCP: $40 for first 3 visits, then 0%; Specialist: 0% | 0% coinsurance | 0% coinsurance | 0% coinsurance |
| Wellpoint Essential Bronze 4000 HSA (+ Incentives) | $4,000 / $8,000 | $8,450 / $16,900 | PCP: 40%; Specialist: 40% | 40% coinsurance | 20% coinsurance | 50% coinsurance |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | $6,000 / $12,000 | $10,600 / $21,200 | PCP: $50 (no deductible); Specialist: 50% | $50/visit (no deductible) | $35/prescription (no deductible) | 60% coinsurance |
| Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | $7,500 / $15,000 | $10,000 / $20,000 | PCP: $50 (no deductible); Specialist: $100 (no deductible) | $75/visit (no deductible) | $25 retail / $75 home delivery | $500/prescription |
| Wellpoint Essential Bronze POS 4500 | $4,500 / $9,000 | $10,600 / $21,200 | PCP: $50 (no deductible); Specialist: $100 (no deductible) | $50/visit (no deductible) | $20 retail / $60 home delivery | 50% coinsurance |
| Wellpoint Essential Bronze POS 5500 | $5,500 / $11,000 | $10,600 / $21,200 | PCP: $50 (no deductible); Specialist: 50% | $50/visit (no deductible) | $35/prescription (no deductible) | 60% coinsurance |
| Wellpoint Essential Bronze POS 7500 Standard | $7,500 / $15,000 | $10,000 / $20,000 | PCP: $50 (no deductible); Specialist: $100 (no deductible) | $75/visit (no deductible) | $25 retail / $75 home delivery | $500/prescription |
| Wellpoint Essential Silver 1850 (+ Incentives) | $1,850 / $3,700 | $8,900 / $17,800 | PCP: $35; Specialist: $70 (no deductible) | $60/visit (no deductible) | $20 retail / $60 home delivery | $350/prescription |
| Wellpoint Essential Silver 3500 (+ Incentives) | $3,500 / $7,000 | $8,900 / $17,800 | PCP: $40; Specialist: $80 (no deductible) | $60/visit (no deductible) | $20 retail / $60 home delivery | $350/prescription |
| Wellpoint Essential Silver 6000 Standard | $6,000 / $12,000 | $8,900 / $17,800 | PCP: $40; Specialist: $80 (no deductible) | $60/visit (no deductible) | $20 retail / $60 home delivery | $350/prescription |
| Wellpoint Essential Silver POS 2500 | $2,500 / $5,000 | $9,900 / $19,800 | PCP: $20; Specialist: $75 (no deductible) | $50/visit (no deductible) | $15 retail / $45 home delivery (no deductible) | 50% coinsurance |
| Wellpoint Essential Silver POS 4000 | $4,000 / $8,000 | $9,550 / $19,100 | PCP: $25; Specialist: $70 (no deductible) | $50/visit (no deductible) | $10 retail / $30 home delivery (no deductible) | 50% coinsurance |
| Wellpoint Essential Silver POS 6000 Standard | $6,000 / $12,000 | $8,900 / $17,800 | PCP: $40; Specialist: $80 (no deductible) | $60/visit (no deductible) | $20 retail / $60 home delivery | $350/prescription |
| Wellpoint Essential Gold 800 | $800 / $1,600 | $9,000 / $18,000 | PCP: $10; Specialist: $45 | $50/visit | $5 | 50% |
| Wellpoint Essential Gold 2000 Standard | $2,000 / $4,000 | $8,200 / $16,400 | PCP: $30; Specialist: $60 | $45/visit | $15 | $250 |
| Wellpoint Essential Gold 1500 | $1,500 / $3,000 | $5,000 / $10,000 | PCP: $45; Specialist: 40% | $60/visit | $10 | 50% |
| Wellpoint Essential Gold POS 700 | $700 / $1,400 | $7,500 / $15,000 | PCP: $20; Specialist: $50 (no deductible) | $50/visit (no deductible) | $5 retail / $20 home delivery | 50% |
| Wellpoint Essential Gold POS 1000 | $1,000 / $2,000 | $8,700 / $17,400 | PCP: $20; Specialist: $50 (no deductible) | $50/visit (no deductible) | $5 retail / $20 home delivery | 50% |
| Wellpoint Essential Gold POS 2000 Standard | $2,000 / $4,000 | $8,700 / $17,400 | PCP: $20; Specialist: $50 (no deductible) | $50/visit (no deductible) | $5 retail / $20 home delivery | $250 |
Wellpoint Texas In-Network Hospitals
Wellpoint is a participating-provider network, so the hospital you use matters. The table below lists 79 hospitals filed in Wellpoint's Texas machine-readable provider directory for plan years 2026 and 2027. It includes Houston Methodist, Methodist Health System, CHI St. Luke's Health, CHRISTUS, Baptist Health System, the Hospitals of Providence, Cook Children's and a number of independent and county hospitals.
| Health system | Hospital | City | Type |
|---|---|---|---|
| Houston Methodist | Houston Methodist Baytown Hospital | Baytown | Acute care |
| Houston Methodist | Houston Methodist Cypress Hospital | Cypress | Acute care |
| Houston Methodist | Houston Methodist Clear Lake Hospital | Houston | Acute care |
| Houston Methodist | Houston Methodist Hospital | Houston | Acute care |
| Houston Methodist | Houston Methodist West Hospital | Houston | Acute care |
| Houston Methodist | Houston Methodist Willowbrook Hospital | Houston | Acute care |
| Houston Methodist | Houston Methodist Continuing Care Hospital | Katy | Long-term acute care |
| Houston Methodist | Houston Methodist Sugar Land Hospital | Sugar Land | Acute care |
| Houston Methodist | Houston Methodist The Woodlands Hospital | The Woodlands | Acute care |
| Methodist Health System (Dallas area) | Methodist Hospital for Surgery | Addison | Acute care |
| Methodist Health System (Dallas area) | Methodist Celina Medical Center | Celina | Acute care |
| Methodist Health System (Dallas area) | Methodist Charlton Medical Center | Dallas | Acute care |
| Methodist Health System (Dallas area) | Methodist Hospitals of Dallas | Dallas | Acute care |
| Methodist Health System (Dallas area) | Methodist Mansfield Medical Center | Mansfield | Acute care |
| Methodist Health System (Dallas area) | Methodist Hospital for Surgery | Mckinney | Acute care |
| Methodist Health System (Dallas area) | Methodist Midlothian Medical Center | Midlothian | Acute care |
| Methodist Health System (Dallas area) | Methodist Richardson Medical Center | Richardson | Acute care |
| Methodist Health System (Dallas area) | Methodist Southlake Medical Center | Southlake | Acute care |
| CHI St. Luke's Health | CHI St. Luke's Health Baylor College of Medicine Medical Center | Houston | Acute care |
| CHI St. Luke's Health | St. Luke's Hospital at The Vintage | Houston | Acute care |
| CHI St. Luke's Health | St. Luke's Patients Medical Center | Pasadena | Acute care |
| CHI St. Luke's Health | St. Luke's Sugar Land Hospital | Sugar Land | Acute care |
| CHI St. Luke's Health | St. Luke's The Woodlands Hospital | The Woodlands | Acute care |
| CHRISTUS Health | CHRISTUS Spohn Hospital Kleberg | Kingsville | Acute care |
| CHRISTUS Health | CHRISTUS Health - Palestine | Palestine | Acute care |
| Baptist Health System (San Antonio area) | Baptist Emergency Hospital Kelly | San Antonio | Acute care |
| Baptist Health System (San Antonio area) | Baptist Emergency Hospital NWM Satellite | San Antonio | Acute care |
| Baptist Health System (San Antonio area) | Baptist Emergency Hospital Zarzamora | San Antonio | Acute care |
| Baptist Health System (San Antonio area) | Baptist Health System | San Antonio | Acute care |
| Baptist Health System (San Antonio area) | Baptist Neighborhood Hospital Hausman | San Antonio | Acute care |
| Valley Baptist | Valley Baptist Medical Center Brownsville | Brownsville | Acute care |
| Valley Baptist | Valley Baptist Medical Center Harlingen (VHS Harlingen Hospital Company) | Harlingen | Acute care |
| Baptist Hospitals of Southeast Texas | Baptist Hospitals of Southeast Texas | Beaumont | Acute care |
| Hospitals of Providence (El Paso) | Providence Memorial Hospital | El Paso | Acute care |
| Hospitals of Providence (El Paso) | Sierra Medical Center | El Paso | Acute care |
| Hospitals of Providence (El Paso) | The Hospital of Providence Northeast Campus | El Paso | Acute care |
| Hospitals of Providence (El Paso) | The Hospitals of Providence Emergency Room Montwood | El Paso | Acute care |
| Hospitals of Providence (El Paso) | The Hospitals of Providence Transmountain Campus | El Paso | Acute care |
| Hospitals of Providence (El Paso) | The Hospitals of Providence Horizon City Campus | Horizon City | Acute care |
| Tenet | Doctors Hospital of Dallas | Dallas | Acute care |
| Cook Children's | Cook Children's Medical Center | Fort Worth | Children's hospital |
| JPS | JPS Health Network | Fort Worth | Acute care |
| UTMB | University of Texas Medical Branch at Galveston | Galveston | Acute care |
| PAM Health | PAM Squared at Corpus Christi | Corpus Christi | Long-term acute care |
| PAM Health | Warm Springs Specialty Hospital Luling | Luling | Long-term acute care |
| PAM Health | PAM Specialty Hospital of New Braunfels | New Braunfels | Long-term acute care |
| PAM Health | PAM Specialty Hospital of San Antonio | San Antonio | Long-term acute care |
| PAM Health | PAM Specialty Hospital of Victoria North | Victoria | Long-term acute care |
| AMG Specialty | Houston Medical Center AMG Specialty Hospital | Houston | Long-term acute care |
| AMG Specialty | Clear Lake AMG Specialty Hospital | Webster | Long-term acute care |
| Independent / other | BSA Hospital | Amarillo | Acute care |
| Independent / other | Physicians Surgical Hospital | Amarillo | Acute care |
| Independent / other | Matagorda Regional Medical Center | Bay City | Acute care |
| Independent / other | Brownfield Regional Medical Center | Brownfield | Acute care |
| Independent / other | Crosbyton Clinic Hospital | Crosbyton | Acute care |
| Independent / other | Advanced Dallas Hospital & Clinics | Dallas | Acute care |
| Independent / other | Dallas Medical Center | Dallas | Acute care |
| Independent / other | El Campo Memorial Hospital | El Campo | Acute care |
| Independent / other | Ennis Regional Medical Center | Ennis | Acute care |
| Independent / other | Hunt Regional Medical Center | Greenville | Acute care |
| Independent / other | Medina Regional Hospital | Hondo | Critical access |
| Independent / other | HSA St. Joseph | Houston | Acute care |
| Independent / other | TOPS Surgical Specialty Hospital | Houston | Acute care |
| Independent / other | Huntsville Memorial Hospital | Huntsville | Acute care |
| Independent / other | Brazosport Memorial Hospital | Lake Jackson | Acute care |
| Independent / other | Crescent Medical Center Lancaster | Lancaster | Acute care |
| Independent / other | Lamb Healthcare Center | Littlefield | Acute care |
| Independent / other | Lubbock Heart Hospital | Lubbock | Acute care |
| Independent / other | University Medical Center | Lubbock | Acute care |
| Independent / other | Resolute Health Hospital | New Braunfels | Acute care |
| Independent / other | Palacios Community Medical Center | Palacios | Critical access |
| Independent / other | HSA Port Arthur | Port Arthur | Acute care |
| Independent / other | OakBend Medical Center | Richmond | Acute care |
| Independent / other | University Health System | San Antonio | Acute care |
| Independent / other | Cogdell Memorial Hospital | Snyder | Critical access |
| Independent / other | Sweeny Hospital District | Sweeny | Critical access |
| Independent / other | Lynn County Hospital District | Tahoka | Critical access |
| Independent / other | Citizens Medical Center (Victoria) | Victoria | Acute care |
| Independent / other | Winnie Community Hospital | Winnie | Critical access |
Hospital list compiled from Wellpoint's CMS-filed machine-readable provider directory (Elevance Health data index, plan IDs 47501TX), retrieved October 2026. Hospitals are listed under the names they were filed, with city and type taken from each facility's federal NPI registration, so a hospital you use may appear under a different name or may not be in the network. Inpatient rehabilitation and psychiatric hospitals, surgery centers, urgent care, dialysis, imaging, nursing facilities and physician groups are filed in the directory but are not shown here. Networks can change during the plan year. Always confirm your hospital and doctors in Wellpoint's live provider finder before you enroll, or call us and we will check for you at no cost.
Top 2027 Wellpoint plans: details and ratings
Wellpoint (the Elevance company) entered the Texas marketplace for 2025 and expanded to roughly 30 counties for 2026 across DFW, Houston, San Antonio, El Paso, the Rio Grande Valley, Lubbock, and Beaumont. Its designs lean on $0 virtual primary care and incentive programs. Representative 2027 plans; cost sharing varies by county, confirm at quote.
Star ratings are seeded from public ratings and complaint data and adjust as visitors rate each plan.
Wellpoint Essential Bronze 4000 HSAHSA-Eligible
HSA-qualified bronze with incentive programs.
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Rate all four categories (Cost, Plan Value, Customer Service, and Network Size) to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review, leave them blank to stay anonymous.
Baseline: 3.3 / 5: seeded from public ratings and complaint data; updates as visitor ratings come in.
Wellpoint Essential Bronze POS 4500
$0 virtual PCP and $0 select drugs, with POS flexibility.
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Baseline: 3.3 / 5: seeded from public ratings and complaint data; updates as visitor ratings come in.
Wellpoint Essential Silver POS 2500
Low-deductible silver with the virtual-first extras.
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Baseline: 3.3 / 5: seeded from public ratings and complaint data; updates as visitor ratings come in.
Wellpoint Essential Silver 6000 Standard
The standardized silver design.
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Baseline: 3.3 / 5: seeded from public ratings and complaint data; updates as visitor ratings come in.
Wellpoint Essential Gold POS 700Rich Gold
A $700-deductible gold with the virtual-first extras.
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Rate all four categories (Cost, Plan Value, Customer Service, and Network Size) to unlock the submit button. Comment optional. If you add a first name or county they are shown with your review, leave them blank to stay anonymous.
Baseline: 3.3 / 5: seeded from public ratings and complaint data; updates as visitor ratings come in.
Public member commentary on Wellpoint in Texas is still limited: your rating above genuinely helps the next shopper.
Wellpoint rate filing history
Texas does not publish a clean requested-vs-approved table per carrier, so this table combines this carrier’s known filed figures with statewide averages:
| Plan year | Requested | Approved | Note |
|---|---|---|---|
| 2025 (Wellpoint) | new entrant | n/a | First Texas year |
| 2026 (Wellpoint) | +27.7% / +33.8% | Two product filings | |
| 2023 (statewide) | +8.8% | +4.9% | After Bright and Friday exits |
| 2024 (statewide) | +4.2% | Semi-weighted final | |
| 2026 (statewide) | +31.1% | +34.7% | Final; enhanced-subsidy expiration |
| 2027 (statewide) | +14.1% | pending | Final expected ~Oct 2026 |
Sources: Texas Department of Insurance filings, ratereview.healthcare.gov, and ACA Signups Texas tables. Texas does not publish clean per-carrier approved figures for most years, so statewide averages are shown where carrier detail is unavailable. Figures are market averages, not your personal premium.