How LifeLock Works
LifeLock takes a multi-tiered approach to identity theft protection.
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DETECT Better detection means more protection. LifeLock uses advanced technology to constantly monitor over a trillion data points to help detect suspicious uses of your identity information to get loans, credit and services in your name.
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ALERT Notification and verification. At the center of all LifeLock services is the patented LifeLock Identity Alert® system. We will send you a potential fraud alert by text, phone, or email*. If you confirm that the suspicious transaction is fraudulent, your LifeLock team is on it. *Fastest alerts require member’s current email address. Phone alerts made during normal business hours. |
RESTORE We know what to do. LifeLock’s US-based Identity Protection Agents are ready to help with identity theft restoration. And if your identity is ever compromised, an Identity Restoration Specialist takes charge. |
There’s more than one piece to your identity.
1 in 4 people have experienced identity theft. (1)
Exclusive Discount
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Product Features |
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LifeLock Identity Alert System* It’s the foundation for all LifeLock services. We send alerts through the patented LifeLock Identity Alert system by text, phone, or email and our identity Restoration Specialists are there to help. |
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Investment Account Activity Alerts* Investment and retirement accounts are often the lifeline for your financial growth. We’ll help protect your nest egg from fraudulent cash withdrawals and balance transfers. |
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Live Member Support & Identity Restoration Support We have live U.S.-based agents available to answer your questions. If your identity is compromised, an Identity Restoration Specialist will handle your case and help restore your identity. |
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$1 Million Service Guarantee** If you become a victim of identity theft while a LifeLock member, we’ll spend up to $1 million to hire the necessary lawyers, accountants and investigators to help your recovery. |
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Lost Wallet Protection A lost wallet can mean a lost identity. Call us if your wallet is lost or stolen and we’ll help cancel or replace credit cards, driver’s licenses, Social Security cards, insurance cards and more. |
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Address Change Verification Identity thieves try to divert mail to get important financial information. LifeLock lets you know of changes in address requested linked to your identity. |
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Reduce Pre-Approved Credit Card Offers Pre-approved credit card offers can provide important information to identity thieves. LifeLock will request your name to be removed from many pre-approved credit monitoring mailing lists. |
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Court Records Scanning We check court records for matches of your name and date of birth to criminal activity. It helps protect you from being falsely linked ot arrests and convictions you know nothing about. |
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Fictitious Identity Monitoring We scan for names and address connected with your Social Security number to help protect against criminals building fictitious identities to open accounts or commit fraud. |
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Black Market Website Surveillance Identity thieves sell personal information on black market websites around the world. LifeLock patrols over 10,000 criminal websites and notifies you if we find your data. |
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Data Breach Notifications Your identity is virtually everywhere. Doctors, insurance companies, employers, even your favorite retailers. We’ll let you know about large-scale breaches so you can help protect your personal information. |
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Credit Card, Checking and Savings Account Activity Alerts* Review your credit card, checking and savings account activity in one secure place. Receive alerts for cash withdrawals, balance transfers and large purchases to help detect fraudulent activity. |
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Stolen Funds Reimbursement** If you’re a victim of identity theft while a LifeLock member, LifeLock protects your hard earned money with dollar for dollar reimbursement for stolen funds up to $1 million.* This includes everything from fraudulent bank and investment account withdrawals to tax returns filed in your name. |
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LifeLock Privacy Monitor Privacy Monitor helps reduce public exposure of your personal information. We scan common public people-search websites to find your personal information and help you opt-out. |
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File Sharing Network Searches Music, photo and data file-sharing networks can expose your personal information. We monitor many popular networks for use of your name, Social Security number, date of birth or contact information. |
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Bank Account Takeover Alerts* Smart identity thieves use their computers to take over accounts or add new account holders to existing accounts. LifeLock helps protect your finances by monitoring for these changes. |
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Checking and Savings Account Application Alerts* Continuously searches for your personal information in new bank account applications at national banks, local banks and credit unions from coast to coast. |
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Credit Inquiry Alerts* Lenders make credit inquiries when someone submits a card application. We monitor for suspicious activity and you can respond if the application is fraudulent. |
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Annual Tri-Bureau Credit Reports and Scores Secure online access to your annual credit reports from the three primary bureaus: Equifax, TransUnion and Experian. It’s a convenient way to see details of your credit history over the past year. |
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Monthly Credit Score Tracking This monthly single-bureau credit score tracker helps you identify important changes and see how your credit is trending over time. |
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Priority Live Member Support Skip the wait and move to the front of the line to speak with a US-based Member Services Agent available to answer your questions. |
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Sex Offender Registry Reports Receive notifications when sex offenders move into your zip code. |
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LifeLock Identity Protection
The LifeLock Experience
With hands-on tools and an award-winning Members Services team, they put confidence, transparency and proactivity at your fingertips. LifeLock helps protect identities with proprietary technology to detect and alert you to identity threats.† If a customer ever has an identity theft problem while a LifeLock member, their U.S.-based team of specialists will work to resolve it. LifeLock works to find and help fix identity theft problems, including Social Security number misuse and investment account fraud (requires Ultimate Plus membership). LifeLock identity theft resolution is the best in the business. Identity theft resolution is the lifeblood of LifeLock. The U.S.-based resolution teams are all experts in helping resolve ANY identity theft issue that impacts their members. From credit accounts fraudulently opened in a member’s name, to tax refund fraud, to bank-account takeover–they help resolve it (and many more types of identity theft). And if you’re a victim of identity theft, LifeLock helps protect you with our Million Dollar Protection™ Package.‡
Rates
Product Features
|
Product Features |
|
|
|
|
LifeLock Identity Alert System* It’s the foundation for all LifeLock services. We send alerts through the patented LifeLock Identity Alert system by text, phone, or email and our identity Restoration Specialists are there to help. |
|
|
|
|
Investment Account Activity Alerts* Investment and retirement accounts are often the lifeline for your financial growth. We’ll help protect your nest egg from fraudulent cash withdrawals and balance transfers. |
|
|
|
|
Live Member Support & Identity Restoration Support We have live U.S.-based agents available to answer your questions. If your identity is compromised, an Identity Restoration Specialist will handle your case and help restore your identity. |
|
|
|
|
$1 Million Service Guarantee** If you become a victim of identity theft while a LifeLock member, we’ll spend up to $1 million to hire the necessary lawyers, accountants and investigators to help your recovery. |
|
|
|
|
Lost Wallet Protection A lost wallet can mean a lost identity. Call us if your wallet is lost or stolen and we’ll help cancel or replace credit cards, driver’s licenses, Social Security cards, insurance cards and more. |
|
|
|
|
Address Change Verification Identity thieves try to divert mail to get important financial information. LifeLock lets you know of changes in address requested linked to your identity. |
|
|
|
|
Reduce Pre-Approved Credit Card Offers Pre-approved credit card offers can provide important information to identity thieves. LifeLock will request your name to be removed from many pre-approved credit monitoring mailing lists. |
|
|
|
|
Court Records Scanning We check court records for matches of your name and date of birth to criminal activity. It helps protect you from being falsely linked ot arrests and convictions you know nothing about. |
|
|
|
|
Fictitious Identity Monitoring We scan for names and address connected with your Social Security number to help protect against criminals building fictitious identities to open accounts or commit fraud. |
|
|
|
|
Black Market Website Surveillance Identity thieves sell personal information on black market websites around the world. LifeLock patrols over 10,000 criminal websites and notifies you if we find your data. |
|
|
|
|
Data Breach Notifications Your identity is virtually everywhere. Doctors, insurance companies, employers, even your favorite retailers. We’ll let you know about large-scale breaches so you can help protect your personal information. |
|
|
|
|
Credit Card, Checking and Savings Account Activity Alerts* Review your credit card, checking and savings account activity in one secure place. Receive alerts for cash withdrawals, balance transfers and large purchases to help detect fraudulent activity. |
|
|
|
|
Stolen Funds Reimbursement** If you’re a victim of identity theft while a LifeLock member, LifeLock protects your hard earned money with dollar for dollar reimbursement for stolen funds up to $1 million.* This includes everything from fraudulent bank and investment account withdrawals to tax returns filed in your name. |
|
|
|
|
LifeLock Privacy Monitor Privacy Monitor helps reduce public exposure of your personal information. We scan common public people-search websites to find your personal information and help you opt-out. |
|
|
|
|
File Sharing Network Searches Music, photo and data file-sharing networks can expose your personal information. We monitor many popular networks for use of your name, Social Security number, date of birth or contact information. |
|
||
|
Bank Account Takeover Alerts* Smart identity thieves use their computers to take over accounts or add new account holders to existing accounts. LifeLock helps protect your finances by monitoring for these changes. |
|
||
|
Checking and Savings Account Application Alerts* Continuously searches for your personal information in new bank account applications at national banks, local banks and credit unions from coast to coast. |
|
||
|
Credit Inquiry Alerts* Lenders make credit inquiries when someone submits a card application. We monitor for suspicious activity and you can respond if the application is fraudulent. |
|
||
|
Annual Tri-Bureau Credit Reports and Scores Secure online access to your annual credit reports from the three primary bureaus: Equifax, TransUnion and Experian. It’s a convenient way to see details of your credit history over the past year. |
|
||
|
Monthly Credit Score Tracking This monthly single-bureau credit score tracker helps you identify important changes and see how your credit is trending over time. |
|
||
|
Priority Live Member Support Skip the wait and move to the front of the line to speak with a US-based Member Services Agent available to answer your questions. |
|
||
|
Sex Offender Registry Reports Receive notifications when sex offenders move into your zip code. |
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What Is Identity Theft?
Identity theft is when thieves steal your personal information in order to take over or open new accounts, file fake tax returns, rent or buy properties, or do other criminal things in your name. In other words, criminals pretending they’re you. If the wrong people get their hands on your Social Security number, credit card information, birth date or any other personal information, they could potentially empty financial accounts, buy property and even commit crimes–all in your name. Sometimes it could take months or years before anyone even notices. And, unfortunately, there are many ways identity thieves can wreak havoc:
- Sell personal information on black market websites
- Open new accounts
- Manipulate sex offender registries
- Manipulate criminal court records
- Get payday loans
- Take over bank accounts
- Drain 401K accounts
- Get wireless services