Medicare Supplement – Frequently Asked Questions
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What is Medicare Supplement Insurance?
Who is eligible for Medicare Supplement Insurance?
When can I apply for Medicare Supplement Insurance?
Does Medicare Supplement coverage include prescription drug benefits?
Can I enroll if I do not have Medicare Parts A or B?
Does Everyone Need a Medicare Supplement Policy?
Not everyone needs a Medicare supplement policy. If you have certain other types of health coverage, the gaps in your Medicare coverage may already be covered. You probably don’t need Medicare supplement insurance if:
• you belong to a Medicare Advantage plan
• Medicaid or the Qualified Medicare Beneficiary (QMB) Program pays your Medicare premiums and other out-of-pocket costs.
• You are covered under an employer group health plan